Fees:

If you can't find the info you need, just call us on 0800 232 788.
The friendly team at Fast Track are ready to help!

Secured Loans

Annual rate of interest 34.75%-39.75% p.a.
Default interest rate 47.50% p.a.
Establishment Fee $395.00 (New loan)
Establishment Fee $300 (Existing loan)
Default Fee of $5.00 per week for missed payments, charged weekly until arrears paid in full
Default Reminder Letters $6.00 per letter
Repossession Warning Notices $6.00,
Dishonour Fee $10.00
Phone call $6.00, Making a payment by cash $5.00 per payment, Arrangement to pay arrears $20.00,
Repossession Notices $65.00, payable immediately with arrears,
Actual Costs against Repossession, payable immediately with arrears
Full prepayment (Settling the loan early) $75.00

Unsecured Loans

Annual rate of interest 34.75%-39.75%p.a.
Default interest rate 47.50% p.a.
Establishment Fee $275.00 (New loan)
Establishment Fee $200 (Existing loan)
Default Fee of $5.00 per week for missed payments, charged weekly until arrears paid in full
Default Reminder Letters $6.00 per letter
Dishonour Fee $10.00
Phone call $6.00, Making a payment by cash $5.00 per payment, Arrangement to pay arrears $20.00,
Repossession Notices $65.00, payable immediately with arrears,
Actual Costs against Repossession, payable immediately with arrears
Full prepayment (Settling the loan early) $75.00

  • 1 hour approval
  • Same day cash
  • Pay-day loans
  • Car loans & vehicle loans
  • Secured loans from $1000
  • Unsecured loans to $1000

Opening Hours:

Napier Branch

74 Munroe Street,
NAPIER

Monday to Friday:
8.30am - 5.00pm

Hastings Branch

930 Heretaunga St West,
HASTINGS

Monday to Friday:
9.30am - 4.00pm

"You have become a good friend and helped me throughout the years even at short notice and till this day I still refer people to you - much respect for you Julie"

Adrienne,
Napier