Fees:

Secured Loans

Annual rate of interest 34.75%-39.75% p.a.
Default interest rate 47.50% p.a.
Establishment Fee $395.00 (New loan)
Establishment Fee $300 (Existing loan)
Default Fee of $5.00 per week for missed payments, charged weekly until arrears paid in full
Default Reminder Letters $6.00 per letter
Repossession Warning Notices $6.00,
Dishonour Fee $10.00
Phone call $6.00, Making a payment by cash $5.00 per payment, Arrangement to pay arrears $20.00,
Repossession Notices $65.00, payable immediately with arrears,
Actual Costs against Repossession, payable immediately with arrears
Full prepayment (Settling the loan early) $75.00

Unsecured Loans

Annual rate of interest 34.75%-39.75%p.a.
Default interest rate 47.50% p.a.
Establishment Fee $275.00 (New loan)
Establishment Fee $200 (Existing loan)
Default Fee of $5.00 per week for missed payments, charged weekly until arrears paid in full
Default Reminder Letters $6.00 per letter
Dishonour Fee $10.00
Phone call $6.00, Making a payment by cash $5.00 per payment, Arrangement to pay arrears $20.00,
Repossession Notices $65.00, payable immediately with arrears,
Actual Costs against Repossession, payable immediately with arrears
Full prepayment (Settling the loan early) $75.00